.mortgage-layout {
  display: flex;
  align-items: flex-start;
  gap: 24px;
  flex-wrap: wrap;
}

.mortgage-form-card, .mortgage-results-card, .schedule-card {
  background: var(--card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card);
  padding: 28px;
}
.mortgage-form-card {
  flex: 1 1 380px;
  min-width: 320px;
}
.mortgage-results-card {
  flex: 1 1 380px;
  min-width: 320px;
}

.field-group {
  margin-bottom: 16px;
}
.field-group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 6px;
}
.field-with-toggle {
  display: flex;
  gap: 8px;
}
.field-with-toggle input {
  flex: 1;
  min-width: 0;
}
.field-with-toggle select.unit-select {
  width: 68px;
  flex: 0 0 68px;
}
.mortgage-form-card input[type="number"],
.mortgage-form-card input[type="text"],
.mortgage-form-card select {
  width: 100%;
  height: 42px;
  padding: 0 12px;
  border-radius: 8px;
  border: 1px solid var(--border);
  font-size: 14px;
  font-family: inherit;
  color: var(--text-primary);
  background: #fff;
}
.mortgage-form-card input:focus, .mortgage-form-card select:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px var(--accent-tint);
}
.field-row {
  display: flex;
  gap: 12px;
}
.field-row .field-group { flex: 1; }

.date-row {
  display: flex;
  gap: 8px;
}
.date-row select { flex: 1; }

.checkbox-row {
  display: flex;
  align-items: center;
  gap: 8px;
  margin: 20px 0 16px;
  font-weight: 600;
  font-size: 14px;
}
.checkbox-row input { width: 16px; height: 16px; }

.more-options-toggle {
  background: none;
  border: none;
  color: var(--accent);
  font-size: 13px;
  font-weight: 600;
  padding: 0;
  margin: 8px 0 16px;
  cursor: pointer;
}

.subsection-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--text-primary);
  margin: 20px 0 10px;
  padding-top: 12px;
  border-top: 1px solid var(--border);
}

.extra-payment-row {
  display: flex;
  align-items: flex-end;
  gap: 8px;
  margin-bottom: 12px;
}
.extra-payment-row .field-group { flex: 1; margin-bottom: 0; }
.extra-payment-row .from-label { font-size: 13px; color: var(--text-secondary); padding-bottom: 10px; }
.extra-payment-row select { width: 90px; }

.calc-submit-btn {
  width: 100%;
  height: 48px;
  border-radius: 10px;
  border: none;
  background: var(--accent);
  color: #fff;
  font-size: 15px;
  font-weight: 700;
  margin-top: 8px;
}
.calc-submit-btn:hover { filter: brightness(1.06); }

/* ===== Results ===== */
.summary-payment-box {
  background: var(--accent);
  border-radius: var(--radius-md);
  padding: 20px 24px;
  color: #fff;
  margin-bottom: 20px;
}
.summary-payment-box .label { font-size: 13px; opacity: 0.85; }
.summary-payment-box .value { font-size: 32px; font-weight: 700; }

.breakdown-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
  margin-bottom: 20px;
}
.breakdown-table th {
  text-align: right;
  color: var(--text-muted);
  font-weight: 600;
  padding: 6px 4px;
}
.breakdown-table th:first-child { text-align: left; }
.breakdown-table td {
  padding: 8px 4px;
  text-align: right;
  border-top: 1px solid var(--border);
}
.breakdown-table td:first-child { text-align: left; color: var(--text-secondary); }
.breakdown-table .total-row td { font-weight: 700; color: var(--text-primary); border-top: 2px solid var(--text-primary); }

.donut-wrap {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-bottom: 20px;
  flex-wrap: wrap;
}
.donut { width: 110px; height: 110px; transform: rotate(-90deg); flex-shrink: 0; }
.donut-legend {
  display: flex;
  flex-direction: column;
  gap: 6px;
  font-size: 12px;
  color: var(--text-secondary);
}
.legend-item { display: flex; align-items: center; gap: 6px; }
.legend-dot { width: 8px; height: 8px; border-radius: 50%; display: inline-block; }

.stat-row {
  display: flex;
  justify-content: space-between;
  padding: 8px 0;
  border-top: 1px solid var(--border);
  font-size: 13px;
}
.stat-row span { color: var(--text-secondary); }
.stat-row strong { color: var(--text-primary); }

.biweekly-box {
  margin-top: 20px;
  padding-top: 16px;
  border-top: 2px dashed var(--border);
}
.biweekly-box h3 { font-size: 15px; margin: 0 0 4px; }

/* ===== Schedule ===== */
.schedule-card { margin-top: 24px; }
.schedule-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 16px;
}
.schedule-toggle-group {
  display: flex;
  gap: 6px;
  background: #f3f5f8;
  border-radius: 8px;
  padding: 3px;
}
.schedule-toggle-group button {
  border: none;
  background: transparent;
  padding: 6px 14px;
  border-radius: 6px;
  font-size: 12px;
  font-weight: 600;
  color: var(--text-secondary);
}
.schedule-toggle-group button.active {
  background: var(--accent);
  color: #fff;
}

.line-chart-wrap {
  margin-bottom: 20px;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 12px;
}
.line-chart { width: 100%; height: 200px; display: block; }
.chart-legend {
  display: flex;
  gap: 16px;
  font-size: 12px;
  color: var(--text-secondary);
  margin-top: 8px;
  flex-wrap: wrap;
}

.schedule-table-wrap {
  max-height: 420px;
  overflow-y: auto;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
}
.schedule-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}
.schedule-table th {
  position: sticky;
  top: 0;
  background: #f7f9fc;
  text-align: right;
  padding: 10px 12px;
  font-weight: 700;
  color: var(--text-primary);
  border-bottom: 1px solid var(--border);
}
.schedule-table th:first-child { text-align: left; }
.schedule-table td {
  text-align: right;
  padding: 8px 12px;
  border-bottom: 1px solid #f0f1f4;
  color: var(--text-secondary);
}
.schedule-table td:first-child { text-align: left; color: var(--text-primary); font-weight: 600; }
.schedule-table tr:hover td { background: #f7f9fc; }

@media (max-width: 720px) {
  .mortgage-form-card, .mortgage-results-card, .schedule-card { padding: 18px; }
  .field-row { flex-direction: column; gap: 0; }
  .extra-payment-row { flex-wrap: wrap; }
}